Terms of Use

Last updated: August 2026

1. The service

Ovrlay is a photo-editing app that applies texture overlays to photos on your device. These Terms are an agreement between you and Northbound Systems LLC.

1a. Eligibility

You must be at least 13 years old to use Ovrlay, and old enough to form a binding contract where you live. If you are under 18, you may use Ovrlay only with the involvement of a parent or guardian, who agrees to these Terms on your behalf.

Ovrlay is not directed to children under 13 and we do not knowingly collect personal information from them. If you believe a child under 13 has created an account, email support@ovrlay.photo and we will delete it.

Accounts are optional. Ovrlay's editing features work without one, and creating an account requires an email address and agreement to these Terms.

2. Your content

You keep all rights to your photos and to the edited images you create. Because processing happens on your device, we never receive your content. You are responsible for having the rights to the photos you edit.

3. Our content

The overlay textures, app design, and software are owned by us or our licensors. Your subscription grants a personal, non-transferable license to use the overlays within images you create with the app (personal or commercial use of your exported images is fine). You may not extract, resell, or redistribute the overlay files themselves.

4. Subscriptions

Ovrlay Pro is an auto-renewing subscription (monthly or annual). It renews unless cancelled at least 24 hours before the current period ends, and trials convert to paid unless cancelled before the trial ends.

Ovrlay Pro is sold only in the iOS and Android apps. It is billed through your Apple App Store or Google Play account, and you manage or cancel it in your store account settings — that is the only place a subscription can be cancelled, whichever device you are using. Refunds are handled by Apple or Google under their own policies; we cannot issue them on your behalf.

We do not currently sell subscriptions on ovrlay.photo. If that changes, these Terms will be updated before any web purchase is possible, and this section will name the seller, how to cancel, and how refunds work on that channel.

Pro is tied to your Ovrlay account and unlocks in the iOS and Android apps wherever you sign in. Prices are shown before purchase and may differ by country; we will tell you before any price change takes effect for a renewal.

5. Acceptable use

Don't use the app to create unlawful content, don't reverse-engineer or redistribute the app or its assets, and don't circumvent purchase entitlements.

6. Disclaimers & liability

The app is provided "as is." To the maximum extent permitted by law, we disclaim warranties and limit our total liability to the amount you paid in the twelve months before a claim. Nothing here limits liability that cannot lawfully be limited.

7. Termination

You can stop using the app at any time; deleting the app removes your local data. We may terminate the license if you breach these Terms.

8. Governing law & disputes

These Terms are governed by the laws of the State of Michigan, USA, without regard to its conflict-of-laws rules.

Talk to us first. Before filing any claim, you agree to email support@ovrlay.photo describing the dispute and give us 30 days to resolve it informally.

Binding individual arbitration. Any dispute arising out of or relating to these Terms or the app that we cannot resolve informally will be settled by binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules (available at www.adr.org), rather than by a court. Your filing fee is capped by those rules and we pay the remaining arbitration costs. The arbitration may be conducted by telephone, video, or written submissions, or in person in your home county if you prefer. Judgment on the award may be entered in any court with jurisdiction.

Exceptions. Either party may instead bring an individual claim in small-claims court, and either party may go to court for injunctive relief against infringement or misuse of intellectual property.

Class-action waiver. DISPUTES ARE RESOLVED ON AN INDIVIDUAL BASIS ONLY. NEITHER YOU NOR WE MAY PARTICIPATE IN A CLASS ACTION, CLASS-WIDE ARBITRATION, OR OTHER REPRESENTATIVE PROCEEDING. If this waiver is found unenforceable as to a particular claim, that claim — and only that claim — must proceed in court instead of arbitration.

30-day right to opt out. You may reject this arbitration agreement and class-action waiver, without penalty, by emailing support@ovrlay.photo within 30 days of first accepting these Terms with your name and a statement that you opt out of arbitration. If you opt out, or where this section does not apply, disputes will be resolved exclusively in the state and federal courts located in Michigan, and each party consents to venue there.

Nothing in this section deprives you of the protection of mandatory consumer laws of your country of residence, or of your right to bring a claim in your local small-claims court where those laws so provide.

9. Changes

We may update these Terms; continued use after changes means acceptance. Material changes will be noted in release notes.

Contact: support@ovrlay.photo